Second Quarter 2026

Effective 4/1/2026

REAL ESTATE

10% Down Payment	3.88-4.88%
5% Down Payment	4.38-5.38%

REAL ESTATE - REFINANCE

15% Down Payment

3.88-4.88%

MOBILE HOME
(Less than 20 Years Old)

10.00%

HOME IMPROVEMENT/HOME EQUITY

5.88-7.88%

LAND PURCHASE

5.25%

CONSUMER/PERSONAL

10.75%

COMPUTER PURCHASE

6.00%

EDUCATION

7.00%

AUTO LOANS

7.00 - 11.00%

BUSINESS/COMMERCIAL

Prime + 0-5%

Current Prime Rate = 6.75%

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